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	<title>Professional Mortgage Lender - Marylee Gilchrist</title>
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	<link>http://www.maryleegilchrist.com</link>
	<description>Mortgage Lending Salt Lake City</description>
	<lastBuildDate>Wed, 16 May 2012 16:19:20 +0000</lastBuildDate>
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		<title>Great Tips For Cleaning Outdoor Furniture</title>
		<link>http://www.maryleegilchrist.com/great-tips-for-cleaning-outdoor-furniture/</link>
		<comments>http://www.maryleegilchrist.com/great-tips-for-cleaning-outdoor-furniture/#comments</comments>
		<pubDate>Wed, 16 May 2012 16:19:20 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Home Decor]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[home renovations]]></category>

		<guid isPermaLink="false">http://www.maryleegilchrist.com/?p=334</guid>
		<description><![CDATA[Learn about the best ways to clean outdoor cushions, canvas seats and chair backs, and white and colored plastic Basic Recipe for Outdoor Cushions: 1 teaspoon dishwashing detergent 1 quart warm water 1 tablespoon borax Saturate a sponge and use it to wash the cushions. You can put it in a spray bottle and saturate [...]]]></description>
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		<title>8 Strategies for a Smart Landscape Design</title>
		<link>http://www.maryleegilchrist.com/8-strategies-for-a-smart-landscape-design/</link>
		<comments>http://www.maryleegilchrist.com/8-strategies-for-a-smart-landscape-design/#comments</comments>
		<pubDate>Wed, 02 May 2012 15:56:01 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Home Buyers]]></category>
		<category><![CDATA[2012 home equity loans]]></category>
		<category><![CDATA[home renovations]]></category>
		<category><![CDATA[remodeling finance]]></category>
		<category><![CDATA[renovation finance]]></category>

		<guid isPermaLink="false">http://www.maryleegilchrist.com/?p=321</guid>
		<description><![CDATA[The traditional view of landscape design is a detailed drawing specifying the location of each shrub and flower bed. In truth, each time you bring home a plant from the nursery you are engaging in the design process, either intentionally or unintentionally. Judging from the results I see, there are an awful lot of unintentional [...]]]></description>
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		<title>Homeowners jump to refinance at low rates</title>
		<link>http://www.maryleegilchrist.com/homeowners-jump-to-refinance-at-low-rates/</link>
		<comments>http://www.maryleegilchrist.com/homeowners-jump-to-refinance-at-low-rates/#comments</comments>
		<pubDate>Mon, 23 Apr 2012 16:29:44 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.maryleegilchrist.com/?p=313</guid>
		<description><![CDATA[Mortgage rates stayed near all-time lows this week, as homeowners jumped at the opportunity to refinance after the recent rate spike scare. The benchmark 30-year fixed-rate mortgage fell to 4.1 percent, compared to 4.11 percent the previous week, according to the Bankrate.com national survey of large lenders. The mortgages in this week&#8217;s survey had an [...]]]></description>
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		<title>3 Questions You Must Answer When Buying a Home</title>
		<link>http://www.maryleegilchrist.com/3-questions-you-must-answer-when-buying-a-home/</link>
		<comments>http://www.maryleegilchrist.com/3-questions-you-must-answer-when-buying-a-home/#comments</comments>
		<pubDate>Tue, 17 Apr 2012 16:44:34 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Home Buyers]]></category>
		<category><![CDATA[Mortgage Blog]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[New Home Sales]]></category>
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		<category><![CDATA[Utah Mortgage]]></category>
		<category><![CDATA[Utah Real Estate]]></category>

		<guid isPermaLink="false">http://www.maryleegilchrist.com/?p=297</guid>
		<description><![CDATA[If you are thinking about purchasing a home right now, you are surely getting a lot of advice. And some of that advice is probably negative. Why buy now with prices still falling? Don’t you realize real estate is no longer a good investment? Don’t you know that people who bought six years ago lost [...]]]></description>
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		<title>The 4 C’s of Mortgage Underwriting</title>
		<link>http://www.maryleegilchrist.com/the-4-c%e2%80%99s-of-mortgage-underwriting/</link>
		<comments>http://www.maryleegilchrist.com/the-4-c%e2%80%99s-of-mortgage-underwriting/#comments</comments>
		<pubDate>Wed, 11 Apr 2012 16:05:35 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage Blog]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[New Home Sales]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Utah Home Finance]]></category>
		<category><![CDATA[Utah Mortgage]]></category>

		<guid isPermaLink="false">http://www.maryleegilchrist.com/?p=283</guid>
		<description><![CDATA[With Spring upon us, and new buyers out looking for houses, I thought today might be a good time to review the basics of what lenders look for as they decide to approve (or deny) mortgage applications. For at least 25 years, I have heard them called “The 4 C’s of Underwriting”- Capacity, Credit, Cash, [...]]]></description>
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		<title>Fed Minutes Causes Mortgage Rates To Rise Suddenly</title>
		<link>http://www.maryleegilchrist.com/fed-minutes-causes-mortgage-rates-to-rise-suddenly/</link>
		<comments>http://www.maryleegilchrist.com/fed-minutes-causes-mortgage-rates-to-rise-suddenly/#comments</comments>
		<pubDate>Mon, 09 Apr 2012 16:40:32 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Utah Mortgage]]></category>

		<guid isPermaLink="false">http://www.maryleegilchrist.com/?p=269</guid>
		<description><![CDATA[The Federal Reserve has released the minutes from its last FOMC meeting, a 1-day affair held March 13, 2012. Mortgage rates in Utah are rising on the news. For the un-indoctrinated, 3 weeks after it meets, the Federal Open Market Committee, the sub-group within the Federal Reserve that votes on U.S. monetary policy, publishes its [...]]]></description>
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		<title>Top Ten Utah Real Estate Tips for 2012</title>
		<link>http://www.maryleegilchrist.com/top-ten-utah-real-estate-tips-for-2012/</link>
		<comments>http://www.maryleegilchrist.com/top-ten-utah-real-estate-tips-for-2012/#comments</comments>
		<pubDate>Wed, 11 Jan 2012 00:28:24 +0000</pubDate>
		<dc:creator>marylee</dc:creator>
				<category><![CDATA[Mortgage Blog]]></category>
		<category><![CDATA[Utah Home Finance]]></category>
		<category><![CDATA[Utah Mortgage]]></category>
		<category><![CDATA[Utah Real Estate]]></category>

		<guid isPermaLink="false">http://www.maryleegilchrist.com/?p=234</guid>
		<description><![CDATA[&#160; There is some good news: Mortgage rates remain at their lowest point in nearly 60 years, and prices are settling in several markets. Real estate is becoming more affordable and needs-based instead of speculator-driven, making a home primarily a shelter once more. &#160; Meanwhile, some see another year of value declines in 2011, perhaps [...]]]></description>
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		<title>Easily Finance A Kitchen Remodel Today!</title>
		<link>http://www.maryleegilchrist.com/kitchen-remodel-finance/</link>
		<comments>http://www.maryleegilchrist.com/kitchen-remodel-finance/#comments</comments>
		<pubDate>Wed, 30 Nov 2011 16:55:15 +0000</pubDate>
		<dc:creator>marylee</dc:creator>
				<category><![CDATA[Mortgage Blog]]></category>
		<category><![CDATA[2012 home equity loans]]></category>
		<category><![CDATA[home equity loans]]></category>
		<category><![CDATA[home renovations]]></category>
		<category><![CDATA[remodeling finance]]></category>
		<category><![CDATA[renovation finance]]></category>

		<guid isPermaLink="false">http://www.maryleegilchrist.com/?p=216</guid>
		<description><![CDATA[The kitchen sink leaks, the handle on the cabinet is broken and the floor tile is cracked and dilapidated. Sounds like the perfect recipe for disaster, for those not informed about the opportunities of a 203K remodeling loan from an expert like Marylee Gilchrist Home Loans operating in Utah, Colorado, and California. The 203K remodeling [...]]]></description>
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		<title>Foreclosures Per Capita</title>
		<link>http://www.maryleegilchrist.com/foreclosures-per-capita/</link>
		<comments>http://www.maryleegilchrist.com/foreclosures-per-capita/#comments</comments>
		<pubDate>Wed, 07 Apr 2010 13:58:07 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage Blog]]></category>
		<category><![CDATA[Mortgage Rates]]></category>

		<guid isPermaLink="false">http://www.MARYLEEGILCHRIST.COM/?p=51</guid>
		<description><![CDATA[According to foreclosure-tracking firm RealtyTrac, foreclosure filings topped 300,000 for the 12th straight month last month as 1 in every 418 U.S. homes received a foreclosure filing. It’s a small improvement from January and a just 6 percent increase over February 2009. On a per-capita basis, foreclosure density varied by state: Nevada : 1 foreclosure [...]]]></description>
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		<title>For Clues About The Future Of Mortgage Rates, Watch For Inflation</title>
		<link>http://www.maryleegilchrist.com/for-clues-about-the-future-of-mortgage-rates-watch-for-inflation/</link>
		<comments>http://www.maryleegilchrist.com/for-clues-about-the-future-of-mortgage-rates-watch-for-inflation/#comments</comments>
		<pubDate>Wed, 07 Apr 2010 11:44:38 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage Blog]]></category>
		<category><![CDATA[Mortgage Rates]]></category>

		<guid isPermaLink="false">http://www.MARYLEEGILCHRIST.COM/?p=43</guid>
		<description><![CDATA[Homes are more affordable in Lake Forest and across the nation as the housing market emerges from a slow winter season with mortgage rates still near 5 percent. Soft housing and low rates are an excellent combination for home buyers but whereas home values rise with a gradual pace, mortgage rates change in an instant. [...]]]></description>
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